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Start studying Modern real estate practice Unit 3 quiz. Learn vocabulary, terms, and more with flashcards, games, and other study tools.. Advertising property for sale only to a special group b. Altering the terms of a loan for a member of a protected class. The fair housing laws do not.
The 1988 fair housing Amendments Act expanded coverage to prohibit discrimination based on disability or familial status (presence of child under age of 18 and pregnant women) and established new enforcement mechanisms for HUD and the Department of Justice. Question: What does your Office of Fair Housing and Equal Opportunity (FHEO) do?
What is the Fair Housing Act? The Fair Housing Act prohibits discrimination in housing on the basis of race, color, religion, sex, national origin, familial status, or disability by housing providers, such as landlords and real estate companies as well as other entities, such as municipalities, banks or other lending institutions, and homeowners insurance companies.
If you feel you have been a victim of housing discrimination and would like to file a complaint, visit the Compliance Section of this web site, or call 240/777-8450 or TTY 240/777-8480. To obtain information on fair housing or to arrange for training for your business, group, or organization, call 240/777-8450.
· A captive real estate investment trust can be created to take advantage of the tax breaks offered for a real estate investment trust (REIT). Companies may choose to develop or take controlling.
Be sure to make the landlord/owner of the property aware of the Fair Housing Act laws and the penalty that will ensue due to their failure to comply. Report and file an official complaint against the property manager/owner to the U.S Justice Department or HUD. You may sue the owner for discrimination. Fair Housing Act and Emotional Support Animals
Exclusive use of young, old, white, black, athletic (non-handicapped), single, Catholic, Jewish or other ethnic or religious group may violate the law. F. Selective Media. The selective use of media catering to a specific population within an area which may discriminate against another segment of the population is a violation of Fair Housing laws.
Fair Housing for Real estate industry professionals Page 5 commitment to fair housing when you first start working with them. This statement also can let clients know what services you can provide them and what information they’ll need to find out on their own. When you discuss your commitment to fair housing early
Mortgage Application Fraud Highest in Florida Mortgage Fraud Brief: Q2 2019. The corelogic mortgage fraud Brief analyzes the metro areas with the highest mortgage fraud risk on a quarterly basis, and offers quarterly mortgage fraud insights based on analysis of trends found in residential mortgage loan applications processed by LoanSafe Fraud Manager.The Home Equity Theft Reporter: Mortgage Broker, Attorney, Loan Officer Sentenced In South Florida Scam Resulting In $37+M In Fraudulently Obtained Mortgages You need a mortgage for a new home purchase or to refinance your existing home loan. It’s easy enough to find a lender, either online or through referrals from realtors, friends If a loan officer is not very knowledgeable, there could be mistakes made resulting in a loan denial or additional conditions.