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One of the first questions you’ll face when you buy a home is whether you need title insurance. This can depend on a number of factors. Find out more information to help you answer this question, and others, at FindLaw’s section on Buying a Home.
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It allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills. But take your time: a reverse mortgage can be complicated and might not be right for you. A reverse mortgage can use up the equity in your home, which means fewer assets for you and your heirs.
Mortgage fraud has continued to increase since the release of the first mortgage fraud White Paper in 2005. declining economic conditions, liberal underwriting standards, and declining housing values contributed to the increased level of fraud. Market participants are perpetrating mortgage fraud by modifying old schemes,
Real Estate Fraud Unit. Real Estate Identity Theft. By assuming the identity of the true owner, or claiming to represent the true owner, the thief fraudulently obtains title to a property, then borrows against the property, or sells the property, stealing the equity. The typical target of such a scheme is a property with a large amount of equity,
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